Settling fender bender without insurance reddit. It wasn’t some small fender bender.

Settling fender bender without insurance reddit. My insurance company found me not at fault. Can I claim for any depreciation in value of my vehicle due to this incident with other As the subject states, I (27M) was in a fender bender where the damage to both vehicles is minimal and cosmetic. Him and the guy called the police and reported however the police did not go out because no one was injured and the damaged they agreed were minimal. Is it too late to go through insurance? Will we be penalized in any form? [CA] Settling collision damage outside of insurance, how do I bulletproof this? r/legaladvice • I had a minor fender bender. 5 inch wide and on other vehicle the dent is visible only if you look at it from an angle and there is no scratches! He said he wants to repair it nevertheless! Got in a fender bender without rideshare coverage, didn't tell Geico (but they found out anyways), and now I'm screwed. And future in the settlement document. I was involved in a parking lot fender bender where I scratched against another unoccupied parked car. Good for you for updating your insurance limits. (this is considered a settlement) I must inform you that I am fairly new to this job, but I have a firm grasp on policy coverages Reply Chavez_7 • Additional comment actions Jul 3, 2024 · Even a minor fender bender can cause significant vehicle damage. Jul 30, 2021 · Fortunately, your car insurance can protect your financial wellbeing in the event of a fender bender. : r/AskMechanics Gaming Sports Business Crypto Television Celebrity Go to AskMechanics r/AskMechanics r/AskMechanics MembersOnline • cndtrj Settle minor fender bender without insurance? Or am I getting scammed? I very lightly tapped someone's bumper. 2M. Next time, call the police and exchange My partner got into a mild fender bender in which he was at the end of a three-car accident. It was an inconvenience caused by me so regardless of the damages, I knew I was going to give him something for the incident. The at fault driver asked if we could settle without involving insurance. He wants to settle outside Urgent! Minor fender bender, but seems like a scam I had a very minor fender bender I rear ended a car because of the icy roads and the car upfront stopped suddenly There is no visible damage to both cars Now the driver is saying he will go to the collision centre Since there is no visible damage to both cars I am not entirely concerned. Negotiations should include exchanging relevant information, such as contact and vehicle details. My mom called the number and the lady said she's willing to pay for it but doesn't wanna involve insurance. I refrained from doing so because of the optics of the incident — it looks like I rear ended her car, and the traffic cop kept insisting it was my fault for doing it. I didn't want to get insurance involved yet because I figured we could just pay out of pocket. This seems really low to me. Nov 5, 2019 · Your insurance company will hire a lawyer to defend you -- BUT if it seems like the insurance company is not going to settle within the policy limits, you should hire another lawyer to look over the situation with you and put pressure on the insurance company to settle. If he tries to settle it without going through insurance, there's a high likelihood he could get scammed and/or end up with a bill he can't pay and an angry stranger who will harass him. We're gonna go to the same body shop and I am going to pay for both cars. I wasn’t able to break in time and ended up bumping them. I’m guessing between fixing my bumper and hers it’s gonna be over a grand. Learn more here. The driver got out and told me that they blamed “the guy in the crosswalk” in front of us. It's also an easy way for someone to screw you out of more money than it would really cost to fix. We were going to try to settle this out of pocket, but I decided to ask my insurance about it. Damage is $500-1000/car, not worth it to report to insurance. Front fender, two wheels to be replaced, two doors, bumper and molding. The more insurance you have, the easier it is for them to settle without bothering you. Jan 30, 2025 · Physical therapy can be expensive, even with the best insurance plans, so we are dedicated to helping clients retrieve the financial resources they need. Be Prepared for Legal Action: If negotiations fail, be ready to file a lawsuit to protect your interests. [Fender Bender] Someone hit my friend's car from behind, should they report it to insurance or settle it with the other driver? Feb 9, 2025 · What happens if you don't agree with insurance adjuster? File a Complaint: If necessary, file a complaint with the insurance company or regulatory authorities. When she went to pick it up the owner of the shop said another customer bumped into her rear bumper. Were there actually damages in a <5 MPH fender bender? If his policy was not active at the time of the accident then their insurance company will contact yours, yours will tell theirs that he did not have coverage at the time, at which point their insurance company will contact your son who will need to pay for damages out of pocket. What are the requirements to get a car considered "rebuilt"? The DMV only lists what you need for the exam like proof of ownership but not what they check for during the exam. Will my car insurance refuse to keep even liability insurance on me until it's rebuilt? Is it even legal to drive while considered salvage? A woman hit the back of my car while it was parked and she wants to settle it without filing a claim. I was driving heading out of the restaurant and I got hit on the right side by a girl We would like to show you a description here but the site won’t allow us. Is this a smart move? I didn't call the cops at the time because I didn't think it was necessary. I am pretty wary of this, but I am willing to do that if I can insure it won't come back to bite me. The damage on rental vehicle is small dent 0. (My car is white, other car is black. They don't simply put a claim on hold. What’s the risk of a suit against me? : r/legaladvice r/legaladvice • by anon6985634 View community ranking Hi, I got into a minor fender bender with no damage last year. Question I have is, Will my insurance go up due to this incident. Haven't been able to get in touch with the person yet, but the name and number they left seem to be legit. Failure to notify them of this potential claim can void your coverage if and when you are sued almost 4 years from now. In an ideal world, you'd get a private estimate on parts & labor to repair it, bring that to the person and say something along the lines of "I'd rather settle this without going through insurance so your premium doesn't go through the roof and my car is back to the same state it was before the accident" and they'd pay the cost of it. I just got into a fender bender in a parking lot today, not See full list on insurance. Fender bender. But since I don't have insurance I don't really understand if I have to pay another penalty or get into legal trouble without it. There's no deductible for liability, only if he has collision coverage and wants his own car fixed. Advice on settling with cash (Without contacting insurance). We were stopped at a yield sign. Got into a fender-bender. Does your car insurance go up the same amount on a fender bender vs a bad accident? I rear ended (tapped) a car yesterday and this driver insists on filing a claim. Jul 16, 2012 · Can I be sued for a small fender bender, 3 weeks later, when no police report was filed , and other party is now claiming injury No damage to my vehicle, little damage to his. Jul 5, 2013 · Is it possible to settle a fender bender without filing insurance claims? I was involved in a fender bender. But be aware of the pitfalls of paying for a car accident privately. Why on earth do you not have collision insurance? Any damage to your car in an at fault accident will be your responsibility; some of those accidents will leave your car undrivable without repair. $100k bodily injury claim for fender bender? Please help : r/Insurance r/Insurance Current search is within r/Insurance Remove r/Insurance filter and expand search to all of Reddit I'm not sure when it's best to settle without insurance, but that's not how a deductible works. Your car is worth $13k private party. Good luck. Anyways, if you settle in cash, make sure you have it in writing from the other party that they are satisfied with the amount and the incident is settled. So, I got into a fender bender last week, and the insurance company did an estimate at $1100 for my repairs. I've fixed my damages, but the way the other person is handling their side almost feels extortionary. I would just have an open conversation with the adjuster and let them know that the shop said it’s going to be more than what they came back with, and to ask if you’re good to proceed. No personal injury. Notify your insurer right away to protect your claim. If you stay calm, document the scene, and know your claim options, you can navigate the process smoothly and minimize the financial impact. The driver was nice and said that he'd rather settle this without insurance companies bit I'm kinda terrified because I am driving without insurance right now. The other driver (or their insurance) could sue you pretty much regardless, but lawsuits are expensive and it would only happen if you refused to pay some amount that the insurance company demanded of you. I understand I have no leverage here but I really don't want to report to insurance. Dec 14, 2006 · In these days of high insurance costs, some research and preparation for the near inevitable fender-bender is in order. The hit car was a Corolla while my car was a Malibu. (Look up online for better worded letter). Is there anything i can do without a Lawyer?. Now she is trying to claim insurance, what do i do? Now the question is whether I should have gone to the police station and filed a case instead of settling outside. Price estimate? Should I fix it or is it even worth fixing? These are best pics I could get. Probably my fault, everybody's fine, nothing more than a little paint transfer. My parents are telling me to settle it with her without a claim so we’re going that route. Feeling dumb but I'm insured, so I called to report it right away, recorded my statement, uploaded photos of both cars, the whole nine yards. You can go through the other guy's insurance for the damage to your car if you want, but realize that they don't work for you like your insurer does. It was so light that I didn't even perceive it (I thought I just stopped abruptly), but they have video and got my information from police. Additionally, you can ask for a diminished value settlement, but you want to wait until the completion of the repairs so it’s not factored in. : r/Insurance r/Insurance Current search is within r/Insurance Remove r/Insurance filter and expand search to all of Reddit If you two make an agreement at all that you will pay him without notifying his insurance company his policy won't cover damages. This happened on the 10th. Yesterday I got into a fender bender leaving a restaurant. They will do whatever is best to protect you and the company. I am a former insurance liability adjuster. My car was totaled with $13,790 in damage. You need to have a strong paper trail though to cover yourself from the other individual's corruption. com Apr 22, 2023 · Like you say, such a report will probably get back to the insurance company, though I don't know if that's 100% certain everywhere. No police report was filed because it was snowing/raining and I didn't feel like waiting. Title: Fender bender - settling outside of insurance Original Post: I was involved in a minor fender bender recently that was 100% my fault. Imagine a situation where a fender bender happens and the other driver is at fault. Call the police for documentation, gather contact, license, and insurance info from the other driver, and take photos of the scene. Aug 8, 2025 · Fender benders can raise insurance rates, but, it's still possible to get auto insurance quotes after a minor accident. You have insurance and they will handle this, as it's what you pay them for. My friend went through this last week, and the person she hit returned with a quote for $2000 for a light fender bender. What should I do? File a police report now just in case? Contact my insurance Include injuries. I was in a minor fender bender and left a quarter inch crack on someone's car. It was a REALLY minor fender bender and we already got the estimates from the body shop. Lady suing my father almost 3 years after an extremely minor fender-bender. Or they settle at policy limits, which again means nothing against you. This is just coming off too shady to me as i was the one at fault. Perhaps you would need to contact one or both insurance companies for more information (such as the actual costs of your damages) or because the other driver isn’t paying. and yet the owner of the other car got estimates for 600 and 1000for a new bumper it seems. LocationBot 4. Part of the reason we decided to settle outside of insurance was because insurance companies make it easier to add costs for various repairs and needs. Both parties should also discuss the cost of any damages or repair needs resulting from the accident. The other party initially disputed fault. I was involved in a minor 3 car fender bender. You might be worried that an insurance claim will raise your rates after an accident. You may be legally required to report the accident to your insurance. Got mad because I declined the total loss settlement, and then purposefully tried to drag the process out, and then went ahead and added on things that weren’t part of the accident. Also if it starts to get funky, like one high quote only, communication get cut, then probably insurance time. Try not to unnecessarily stress, they are working on it. Your rate increase shouldn't be anything too crazy, especially if you didn't receive any citations. Other driver seems to be financially unable ($1000) to pay her deductible for repairs through her insurance. So if the repair would be rather cheap, I'd just let insurance pay for it. A fender bender doesn't have to wreck your day — or your insurance. Here's what to do. How bad do the damages look? Does it look costly? HELP! I have a question. I've been in discussions with their insurance over the months since the accident. I was hit and the other party wants to settle outside of insurance. Jan 25, 2025 · Learn how to navigate minor fender benders without a police report, covering legal obligations, insurance claims, and effective documentation. Being sued for a fender bender, my insurance denied my claims because they are in “excess of the limits I was in a fender bender last June. The cars barely touched and it was a low speed collision. Settling a fender bender without involving insurance My son was involved in a minor, very low speed fender bender where he was at fault. Is it typical to have the car damage settled before hearing back about the medical stuff or have separate adjusters for that? I told them I would be visiting a Dr (the urgent care was covered thru insurance without a copay, but I have a crappy policy that only gives me 3 copay-less visits a yearluckily it's almost the end of the year) and so far have 1 receipt for a $200 massage, as was Everything Phoenix said is correct 😊 noone needs to hand over licence info - only name, phone number and rego. Reporting an incident, no matter how minor, can keep drivers from being trapped in tedious and expensive lawsuits. I have recording off the incident as well as this person's phone number, drivers license, and license plate. Let’s hope it doesn’t get to the latter. I would prefer to pay him directly for his damages so that my insurance premium does not go up but I don’t think I’ll be able to stop him from filing the claim. Checking your insurer's "accident forgiveness" policy. So Gieco made an offer of around $1400. Insurance companies are going to want accident reports immediately. If you are in a fender bender anywhere, ESPECIALLY THE FREEWAY, don't stop in the number 2 lane, get out of your car and start the process of investigating your vehicle and exchanging insurance information in the middle of the freeway. The individual whose car I hit received two quotes for the damage, and I was planning on paying her out of pocket. Other driver immediately admits fault and asks me to settle without involving insurance. He provided the offenders name, phone number, and email, but no insurance information. Here’s what you should know. With the release forms, I had expected to just pay once for the damage quoted and then we would go about our lives normally. Idk how to go about this $100k bodily injury claim for fender bender? Please help : r/Insurance r/Insurance Current search is within r/Insurance Remove r/Insurance filter and expand search to all of Reddit I'm not sure when it's best to settle without insurance, but that's not how a deductible works. Mar 1, 2021 · Image: How can a fender bender be settled without insurance? A fender bender can be settled without insurance if both parties involved in the accident agree to negotiate a settlement. We agreed to settle privately because the damages are minor (both of our quotes from autoshops are combined under $2000). Nov 19, 2021 · The Risk and Benefits of Settling an Accident Without Car Insurance Some potential risks and benefits need to be considered before filing a claim for a recent automobile accident. Happened to a family member. Hood is stuck. In a fender bender, prioritize safety by moving vehicles to a safe spot and checking for injuries. My car has no damage, they have tiny marks that they say are from my license plate screws. sorry that's more than I can afford right now. Now insurance gave up fighting and their attorney is gonna call me to sign some paper to settle the claim. I feel I am being taken advantage of as the car I tapped had a lot of scratches and the tiny marks I made can hardly be seen. Reply reply Aug 19, 2024 · The Importance of Seeking Legal Advice One of the biggest mistakes people make after a fender bender is settling too quickly without consulting a lawyer. Unfortunately, they told a different story to their insurance company. This includes: Checking with your insurance company or broker about the increased costs if you make an at-fault claim. Filing a claim against the at-fault driver can help you recover your damages. 999987654321 7/51nds | Report Issues | QUtV1ZTJDb1pVQ | MlMWVTSFpEci1WU Reply reply GenericUser69143 • To settle without insurance is fine if you can afford it. You still report this to your insurance company, however, when renewals come along you will not see a change in premium as a result of the accident. It's hard to ask someone to get multiple quotes when they are being 'nice' by resolving it without insurance. So about 3 years ago I got into a fender bender, didn't see traffic come to a stop & accidently rear ended someone going about 20-25 give or take. the couple was very easy going, didn't seem bothered at all about it, helped me reattach my fender, were very sweet. Memories are Keep in mind that if you don't report to insurance and they find out about it they may drop you or deny coverage as most insurance companies require you to promptly report all accidents. Unfortunately, your insurance rates are bound to increase. A driver hit my vehicle in a fender bender collision and I provided him with my insurance info while never admitting fault - he says it's my fault, I think it's his. My car got hit while I was at work and found a note on my car with a number. Their car is an older We would like to show you a description here but the site won’t allow us. Not trying to get them in trouble or anything, just wondering if they would rather avoid any insurance procedures due to driving without insurance themselves. I thought that was too expensive and advised her to let it go through insurance. You haven't made a minor at fault claim in the last 3 years. He admitted fault, did not want to go through insurance and wanted to pay out of pocket. I was in a minor fender bender with rental vehicle without liability insurance. Back right bumper on mine, front left bumper on theirs. If we cannot prove without a doubt that the old damages and injury are not related then we would recommend they be paid to prevent a bad faith law suit. Your insurance will do everything possible to settle within policy limits. Handling a minor fender bender. I wasn't sure so I took their info/insurance and don't know what to do next. Without any contrary evidence, they have to take him as his word, just as your insurance would do for you. The man in the first car, whose vehicle’s black box didn’t even indicate a collision, seems like he’s gearing up to sue my insurance company. Got into a fender-bender, other party said it was fine, took some of my details and left. I would prefer to pay the other driver for the damage to the car without reporting to the police or the insurance companies. I don't know what company you use or where you live, but the company I worked for had to work the liability claim to completion once it was filed. I obviously don't want to go through my insurance either. You have insurance for a reason, utilize it. Apr 16, 2025 · I figured the parents would call and we would settle this out of pocket, but we got a notification that they filed a claim on our insurance. If the cost to repair both cars exceeds the $2000, you must go through insurance. It wasn’t some small fender bender. What are my options? So, I just got in a small fender bender (I was clearly at fault) and the car that o hot had a few minor hairline cracks in the paint. If you think $1300 is a lot of money, you'll be surprised how much a large accident of repairs can cost. Anybody been through Minor fender bender, other party involved now seeking bodily injury after 22 days since accident. The auto damage is relatively easy to price but injury is far more variable and the settlement price can range. With a $1000 deductible on a $5000 claim, you pay $1000 (your deductible), and your insurance covers the balance ($4000). A simple fender bender will most likely be over that limit, as you've noticed. I took pictures, and it looks like its mostly just that paint rubbed off from one car to another. Currently not returning call I got into a fender bender and I'm NOT at fault. We did file a lawsuit, due to statute of limitations, but settled before trial - low 6 figures. A few days later, he sends me a quote for $900 and he wants to settle in cash. Basically, the $300,000 is a placeholder number for now. How should I approach this with my insurance company? I will not be claiming any damage, barely anything. what do I do? If you can't come to an settlement that's satisfactory to you, then you can always consult an attorney, but there's no guarantee they'll be able to get you more. Any suggestion on what to put in a demand letter? Thank you. No dents. Nobody was hurt, it was literally a 2-3 mph collision. It could create a problem with your insurance company Your problems may become worse if you settle privately after a car accident and it fails. . Got into fender bender driving without insurance during an evacuation order My partner let his insurance lapse back in March. Jul 24, 2023 · Was your fender bender the other driver’s fault? A private car accident settlement might be okay in some cases, but what if there’s more damage than you realize? I was involved in a minor fender bender. Other car received some scratches on the rear door near the tire and rear fender bent near the door (all within around 4in x 8in area). Note included name, number, appology, and a request to settle without police or insurance. I received his business card and phone number but it was raining and he wanted to leave and just deal with it over the phone. You can settle it without insurance companies but remember if you give them cash without proof that it was for the damage and releasing you from all liability they can just take the cash and then file a claim on your insurance company. Now OPs insurance will get involved and they'll most likely reach a much lower settlement once the woman provides her medical bills, missing wages, etc. I'm not at fault, but guy said we can settle outside insurance. Apr 20, 2025 · My insurance policy reached renewal and I forgot to pay it. I left a note and the other person contacted me after a week. what do I do? Have your insurance handle everything. Your insurance at all costs will attempt to settle with your limits. Insurance companies often have an agenda to minimize payouts, and if you settle your case too soon, you may not receive adequate compensation for future medical expenses. He wants to settle outside I left a note on their windshield but they haven’t called me back yet. then a couple weeks ago i get a letter from my insurance company updating me that they are claiming injury, and my claim Jan 6, 2021 · It may be tempting to settle a fender bender accident without filing a claim with your insurance company. They sue for the moon in the beginning and settle for a pile of rocks in the end. My insurance had lapsed at the time. Had a minor fender bender. What's going to happen? I was on the interstate when car #1 slammed on her brakes (she claims someone cut her off), this caused car #2 to stop suddenly but I unfortunately could not stop in time and rear ended #2 who then rear ended #1. Minor fender bender, sued a few months later for $1. If you have recently been injured in a fender bender, our legal team can help you recoup any accident-incurred expenses. But, the police were already called at this point and they came and took my info (name, DOB, address) but no actual police report was My boyfriend was in a minor fender bender. It caused $2500 worth of damage to the other vehicle according to an estimate by a local body shop. Unless the facts are not what you are stating, they will not get $300K. Now one of the involved parties is claiming injury. Fast forward to today, and he received a letter saying his license is being suspended for one year. The accident was 100% my fault. 9/10 times it settles without going to trial. We both left and headed to the nearest police station to make a report. Could my insurance rate still rise if I refuse using my insurance to repair my vehicle? It has been six months since the accident and I got a letter from my insurance saying their lawyer is demanding $250k to settle the injuries they sustained during the accident with a receipt of medical procedures including 1 scan for $6k and $50k in future pain & suffering/emotional distress. Anyway, we both got out and swapped insurance Hit a fender bender, minor scratch. State is New York. Keep in mind - with a minor fender bender, costs may be less than your excess. The other party thinks it's just a scrape. Any advice is appreciated ! I was involved in a parking lot fender bender where I scratched against another unoccupied parked car. Thoughts? I am being sued over a fender bender in Texas. See photos. At first, he said it was no big deal and he wasn't planning on getting it fixed. I do not know the injuries but based on the facts presented, it is all soft tissue injuries and will likely settle within your limits. It was my fault and we decided to settle it with cash. (FL) Minor fender bender, but other party reported to his insurance. Is it mandatory to contact our insurance company after a minor fender bender and we do not wish to make a claim? All you have to do to cooperate is answer their letters/emails and show up when their lawyer says you need to testify. Consider seeing a doctor, as Driver refuses to go to insurance as it will be a hassle for him and wants to settle outside insurance . Person claims to have had back injury from the accident and got lawyers involved, they reached my "policy limit" on my car insurance. They will try to settle and if not possible, it will be escalated to a litigation specialist who will work on settling it or preparing your case for trial. The both insurance companies must not pay anything. As long as you are truthful, the lawyers and the insurance company can’t hurt you. You did the right thing by exchanging insurance information and contact information. Avoid quick cash settlements to ensure unseen damages or injuries are covered. I would rather not, but I estimated the damage would be 4-6k for OEM parts and another 4k for diminished value after the repairs plus rental (weeks cause everyone is busy). Parents insurance So I got into a fender bender barely scratched the lady’s bumper destroyed my own. Without that, they can still come after you later. It's been a condition of insurance in all policies I've had. Car fender-bender, settle *w/o* insurance (forced to repair?) Hello. The person whose car got hit has minor damage near the front of his car while the rental has barely any marks. It is I recently got in a minor fender bender with another vehicle during extremely rainy conditions. Oct 29, 2016 · You don't need to file a claim because you don't have any damages, however, I recommend you call your carrier and tell them about this minor fender bender. So realistically the common practice of settling minor fender benders off the books is breaking the law most of the time given modern car repair costs vs. Car accident (minor fender bender). a few months ago, I got into a very minor car accident. Looks like will need bumper replacement and regardless of location 500 sounds low. Avoiding a Fender Bender Accident Navigating through a fender bender accident doesn’t have to be overwhelming. In my state, any accident over $1000 must be reported, even if you are not filing a claim against the insurance policy. From reporting the accident to choosing a repair shop, learn how to handle it today. I'm willing to comply as I don't want my insurance rate to increase (if let's Back in March I was in a fender bender and at the time I had no insurance because it had lapsed. Guy cut me off on highway and caused a rear end accident (10MPH impact, only light bumper and trunk damage), insurance believes I'm at fault and ready to pay up to the 100k claim limit because the other party lost a tooth (he didn't, he was totally fine at the scene). I've gotten my own quote from a repair shop for about $600. If a settlement is reached without insurance and no report has been submitted, going through insurance will no longer be possible even if negotiations have failed. This is how many, many auto accident claims begin. What should I do? The cost my medical providers billed insurance was well over $100k - the amount my insurance and I paid was about $25k. Both our insurance were involved and finally insurance from other party involved accepted their fault and is paying for my car repair/ rental. Two months ago my girlfriend got her car repaired at an auto shop. Don't Settle for Less: Refrain from accepting a low settlement offer without proper evaluation. At this point I just want want to settle through a claims process so I don't get screwed over from her and just pay the necessary repairs out of pocket. Almost all of these cases settle like that without ever going to court, so you're most likely fine but it can take a while. He was in a relatively newer Toyota truck, and sustained the least damage, barely looked like I dented his bumper whilst the front of my car got a fair bit of damage. By following safety protocols, understanding your responsibilities, and knowing the steps for claims and legal actions, you can ensure that you are well-prepared. Don’t be surprised if her settlement is still higher than you think, it just likely won’t be that insane amount. Our city was evacuated in August. I was really hoping that we would just settle this without insurance. Plaintiff claimed that her injuries required a breast reduction surgery, which led to her divorce, which somehow meant my relative was on the hook for emotional trauma. What are my financial options ? Jul 21, 2023 · Discover the essential steps to take after a fender bender. To me it seems as though they made up in their mind they weren’t going to repair it without even looking at it because they heard the airbag deployed. There is no damage to my car and minimal damage to the quarter panel of the other vehicle. If you want to stay on solid ground, deal with his insurance company since they will have a paper trail of what you paid for. I was leaving a parking lot and someone backed into my bumper as I drove past him. Hi so I got into a small fender bender this morning (my fault) and the other person and I decided to settle as there were no damages. Got into a fender bender and offered to pay for damages without contacting insurance, but I feel like the owner of the car is trying to scam me out of $500. Thanks for any input on this. I can live with a cracked bumper, so my question is, am I required to use the money for repairs if I own the car. Hello, so I really need some advice. He got in a fender bender, no injuries but ~$10K damage to another car - which he happily paid in full for after realizing his insurance problem (which he corrected immediately). Took some photos of the damage to the other person's car, exchange information, and then we went on our ways. It's gone through a couple of adjusters and I recently received a call from Unsure how to handle a fender bender with no damage? Learn the steps to take and protect yourself legally, even in minor car accidents. the other car was barely damaged, not even a dent, just surface scratches. I was delivering pizza, and was behind a lady at a 4 way intersection. Protect yourself and make sure your carrier knows about this minor incident. Can I be hired after 2 fender bender accidents without insurance? I’m looking into getting into trucking, been driving for about 10 years and no major accidents except for the last 2 years. Customer: I need advice on settling a fender bender that was my fault without using the insurance company. My question is should I pay out of pocket or get insurance involved? For context, in bumper to bumper traffic, the car in front of me hit their brakes and I bumped into them. I don't know if insurance companies need a police report to proceed with claims. The estimates came back at about $400 dollars. Now after few weeks, he has a repair estimate of about $2500+. I only make $150 a week. Came back to my parked (on the street) car last night to find the front bumper smashed and a note on the windshield. those limits not being constantly increased. Rest assured, your insurance company will take care of it. Don’t worry about it, your insurance company will handle everything and handle it fairly. We moved downtown and it did not make sense to use a vehicle and so we just let it sit in our parking spot. Any chance I can settle this out of pocket, without insurance, since it was so tiny? I’m afraid my premiums will spike. lets go through insurance. My deductible is $500, but they’ll cut me a check for the remainder. How do I go about a fender bender when I DONT have insurance Yesterday, the car in front of me threw on their breaks at a green light immediately after I began accelerating. Hey fellow Redditors, I was involved in a fender bender. Accident happened in CO, I live in WA. The office said i should call the insurance to let them know and maybe even the dealership to settle out of pocket. We're going to a car shop tomorrow to see the damage expenses. They opted for a jury and, IIRC, the deliberation lasted all of 20 minutes. The reasonsing behind this is that the other person could change their mind at any point and so they need the liability decision on file just in case. Got in a very minor fender bender this morning trying to get around a disabled vehicle parked in traffic. It’s 100% superficial damage to a car that’s over 10 years old. ) We exchanged insurance, however, I decided to text them about offering $500 cash to fix their paint. Each person lodges a claim with their insurer and the insurance companies will sort out costs (who’s at fault so who pays the bill etc). Trying to be prepared in case it happens. Figured it was a minor damage and ended up not calling the trueSo, I was in a minor fender bender earlier today (My fault). I know if I still had payments But there's a potential for a judgment eventually, but insurance usually fights this, especially low-impact fender bender. You can always say to her. we were going maybe 20 mph. rsfjucyt urnfmgj nosab uqjgvf xolq owvql vajid ctlkb evkc dzpout